Many don't have the right kind of idea about SR-22 and how is it related to insurance. SR-22 is not aimed at the car but at the driver of a car. It basically is a proof of financial responsibility. An auto insurance company uses this form to assure the DMV that you have an auto insurance policy. DMV needs a driver to have an auto policy if at all he/she wants to back on the road. SR22 policy is valid for a period of 3 years and needs to upgraded. If your policy gets terminated in the middle way, then DMV needs to notified which will cancel your license till you show them another active SR-22 policy along with the reinstatement fee.
A driver needs to have the required insurance in place after meeting with a car accident. SR-22 policy is vital for those who are looking for getting back their license after being booked for DUI. If the person needs to get back the license after meeting with the accident, then he/she needs SR-22 policy that the insurance company will file with the DMV assuring that all the requirements will be met.
The cost of an SR-22 insurance varies from person to person. However, the basic cost is around $20 which is a one-time fee. But it all depends on the actual cost of the insurance and as a result, varies from person to person. You need the right person to help you file the policy quickly and effectively.
Here are the tips to find the right one for the job -
The first step is to ask around. Your relatives and friends will be able to help you out by giving you the names of the company they have hired for their auto insurance. If you have a friend who was recently booked under DUI, then get the name of the company whom he/she took the help from to get his/her license reinstated. Make sure that the company has a good reputation. You can check from the Better Business Bureau or the BBB and gather much information about the company in question.
The company must have an impeccable record when it comes to insurance. Not only about SR-22 insurance, the company must be proficient enough to deal with car insurance altogether. The company must have the relevant experience while dealing with a client and helping him/her with all the doubts. When it comes to finding more information about SR-22 insurance, Stockton CA residents will find the above to be of help.