Here’s Why Homeowners Insurance Is Especially Important in the Bay Area

San Francisco is one of the world’s most expensive real estate markets. Believe it or not, households that make $100,000 annually can be considered low-income in San Fran. Considering the high cost of real estate in the Bay, homeowners’ insurance in San Francisco, CA, is a must-have.

It Doesn’t Just Protect Your Home

Most people think homeowner’s insurance only covers your home. To their surprise, it covers much more. Any garages, sheds, or other detached structures are covered if something happens to them. As long as you list these buildings on your home insurance policy, you’ll be in good shape if they’re damaged.

Home Insurance Isn’t Very Costly

Your home is probably the costliest item you’ll ever own. This isn’t anything to feel bad about. In fact, most other Americans will never own anything more valuable than a home. Compared to car or health insurance, homeowners insurance in San Francisco, CA, is affordable.

It Can Even Safeguard Your Household From Lawsuits

You may be familiar with the United States’ reputation for being litigious. Although it isn’t the most lawsuit-happy country in the world, the U.S. is among the most litigious countries in the world. If a guest, mailman, or another visitor gets injured on your property, home insurance can protect you from personal injury lawsuits.

Contact Pennbrook Insurance Services Inc. to protect your home from unforeseen disasters.

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