One of the things which may be considered as a necessity is auto insurance. As cars become more and more essential in everyday lives of the people, insurance also becomes a priority which comes with the package of cars. Though car insurance may be a necessity, it does not mean that it is easy to acquire and that you can just apply and be granted one. There are still lots of requirements so that you can be granted insurance. The worst thing is that some could never qualify because of poverty or bad records. This is where MAIF comes in.
In Maryland, it was decreed in the year 1972 that for people who are unable to be qualified to be granted for insurance from private companies, the Maryland auto insurance fund will automatically help people and fill the need for the said insurance. The said fund promises to provide assistance for those who were unable to be granted the auto insurance they need. This would not only help poor people secure their cars but will also give chances for people who have bad records with private insurance companies. With the help of MAIF, more people will have their cars secured.
Securing cars with the help of insurance would mean that owners would not have to worry about having their cars repaired in case something bad unexpectedly happens to the car. One of the instances for which insurance could help is when the person meets an accident. In this case, not only will the car be affected but as well as the owner with the accident. Though it may be true that people would still have to pay for almost everything in the process, there is some amount for which the MAIF can provide. This is pertaining to monetary value.
In actuality, more of the fund would be reserved for injuries in case of accidents rather than on properties and the car itself. Usually, 30 thousand dollars will be allotted to a person included in the accident. If there is more than one person affected by the accident, 80 thousand dollars will be provided. The fund in addition to that is ready to provide 15 thousand dollars for the property damages included in the accident and the scenario. These monetary values will be helpful enough for most people in the said situation. 
Though the Maryland Auto Insurance Fund promises assistance to people, having the fund granted will be quite a feat to encounter. Some people say that one would need to be as poor as a rat and literally beg for the said fund. In addition to that, without proper representation from an authority, some would say that it is impossible to be granted to the fund. The best thing to do is to have insurance from private companies and take care of bad records.
