Refinancing your home can be a very smart thing for you to do as a home owner. When you first purchase your home and sign the big home loan contract, you are locked in to the rates that are going on at the time that you signed the paper work. That is all well and...
Around 10,000 people reach retirement age each day in the United States* and many without retirement plans find themselves struggling monetarily. If you’re planning for retirement, it's likely you have questions and concerns regarding your options. ...
Author C.S. Lewis believed that as Christians we should not think God loves us because we are good, but instead that God will help us be good because he loves us. That sounds like a simple concept but so many people do not believe this to be true. When you learn to...
There is a wonderful children’s book called “Green Eggs and Ham”. The story speaks of a character who is convinced he hates “green eggs and ham” yet in fact he has never actually tried them. Yet when he tries them he quickly proclaims he loves them. It is easy to...
During the mid-1970’s the first cycle helmet was marketed. It was a basic design with a hardened polystyrene lining, made to protect a person’s head if they bashed it while landing hard on a surface. The idea was to replicate the idea of a motorcycle helmet, but, in...