The final solution for a debt problem is bankruptcy, a process that is described as a voluntary legal action on your behalf. In other words, you are asking the court, of your own free will, to assist you in eliminating your burden of debt for good. You are at this stage because you have tried everything else, and nothing has worked. Instead of dragging out the problems for any longer, you have made the decision to file for bankruptcy and walk away from it all. The first thing you need to do is talk to a Bankruptcy Attorney in Marion, IL before you do anything else.
Why a Bankruptcy Attorney in Marion, IL? As previously mentioned bankruptcy is a legal move on your part. It’s asking the federal court to intervene with your creditors and essentially make them go away. The key word here is “legal”. While it’s possible to file pro se, or without a lawyer, it’s not a recommended thing to do. As harsh as this may sound, you are not a lawyer, and bankruptcy is complicated. The petition uses legal language that you are most likely not going to be familiar with. This is not something that is going to be to your advantage if you file without a lawyer. It’s best to consult with a Bankruptcy Lawyer in Carbondale, IL before you do anything.
The most essential issue about bankruptcy is that you understand what it is you are getting into. It is a legal process that turns your life upside down for a short period of time, although the end result is an overall positive one for you. Going into bankruptcy with your eyes wide open prepares you for what is to come, you know what to expect, and how to behave.
Having a lawyer assisting you is only going to benefit you in the long run. If you have a question, you can ask your legal expert. An issue arises that you don’t know how to deal with? Hand it to your lawyer. The lawyer takes most of the burden of filing off your back by acting as your advocate.